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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card app

Helpful spending app, with providing costumer services Reviewed on: 11th April 2023

Great Card

Really easy to apply, card came quickly and the app is great! All sorted within 3 days from application to being able to use the card. Reviewed on: 11th April 2023

Great chance for affordibilty

Having a great feeling with proving for affordibility Reviewed on: 11th April 2023

Tremendous Service and Products

I needed to boost my credit score and a Zopa credit card has done just that. Super friendly user app details your score, account, available products and information. Good job Zopa Reviewed on: 11th April 2023

Absolute perfect service

I will recommend Zopa to a friend any time any day. Reviewed on: 11th April 2023

Great credit card app

Zopa has a modern, well designed app. The app is very intuitive and user friendly. The customer service is excellent too, definitely a product and app I would recommend to others. Reviewed on: 11th April 2023

Amazing Company!

Zopa have been incredibly helpful! I am always informed of changes or requests with plenty of notice and the customer service has been amazing! Would definitely recommend Reviewed on: 11th April 2023

Easy to use

Haven been amazing and easy to use Reviewed on: 11th April 2023

Zopa credit card

Zopa has maintained easy and clear approach for providing services to their customers That is through from when a customer like me is accepted for credit card till when the customer seize from using their credit card Reviewed on: 11th April 2023

Best Credit card

Zopa have given me a positive concept of credit cards, it works for you to improve your Credit rating, while helping you balance your finances and spending Reviewed on: 11th April 2023

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