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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had a credit card useful like that

Zopa is a great tool for your day to day finances . Easy to make payments , easy to control the spending and you are always in control . I vote 100000/10 Reviewed on: 11th April 2023

Zopa Credit Card

App is easy tonuse, great how your balance and balence transfer is split, features are good with the money saving /debt help offered. Great product Reviewed on: 11th April 2023

Need a Credit get Zopa!!

Easy credit card application and approved immediately! Reviewed on: 11th April 2023

Awesome service and credit card

Zopa are a modern with it company which has a superb app and brilliant service at competitive prices. I personally will recommend them to anyone. Reviewed on: 11th April 2023

Hassle free credit card

Credit card can be managed hassle free using app. Easy application and great customer experience. Reviewed on: 11th April 2023

Excellent

Have used this credit card and app and payment system easy to use Reviewed on: 11th April 2023

Outstanding company

Amazing, easy to use, great app, excellent apr Reviewed on: 11th April 2023

Easy process

So simple to apply for and execute thereafter Excellent communication and service Very pleased all round with this provider Reviewed on: 11th April 2023

Easiest way to be in control

Your all in control with your finances and easy to use and pay back great way to build a credit score best move I made to get this card Reviewed on: 11th April 2023

Very easy credit card

This is a great wee credit card,easy to use and ,interest rates aren't too bad Reviewed on: 11th April 2023

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