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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Best company ever

5
Staff and app are amazing. Only credit company I've personally experienced where I'm not constantly being pressured or sold something. I actually feel like I have control over my finance options. Reviewed on: 11th April 2023
Paul Kennedy's avatar
Paul Kennedy

Great service

5
Very good company, plus there are helping me build my poor credit score back up Reviewed on: 11th April 2023
Roy James Simpson's avatar
Roy James Simpson

Perfect

5
Very good Reviewed on: 11th April 2023
Tufan's avatar
Tufan

Easy experience

5
Great card, easy to apply and use Reviewed on: 11th April 2023
Natwb's avatar
Natwb

Faultless

5
Absolutely faultless, help is there when needed, polite and friendly Reviewed on: 11th April 2023
Andy's avatar
Andy

Great company

5
Great experience good customer service easy to use app Reviewed on: 11th April 2023
edward new's avatar
edward new

Super zopa

5
Had bad credit history for a number of years but finally started to see the light.but to try and get our credit rating back up we were advised to apply for a credit card.zopa was one of the first companies to offer us help.they were very helpful and understanding.now with there help we are finally getting back on our feet and a good credit rating.thank you zopa. Reviewed on: 11th April 2023
Theresa's avatar
Theresa

Fantastic

5
Never an issue always to hand simple as that! Reviewed on: 11th April 2023
Mike Reed's avatar
Mike Reed

Outstanding service

5
I got card I am very happy to use this card it’s a brilliant service Reviewed on: 11th April 2023
Danyal's avatar
Danyal

Great service

5
Great service. Always keeping me up to date with any changes or even just to tell me there are no changes. Reviewed on: 11th April 2023
Anne Monk's avatar
Anne Monk

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