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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super Zopa

A nice company and the credit card phone app is easy to use and has alot of extra features to help yoy with your fiances. Reviewed on: 11th April 2023

Great service

I am really happy with the service. Always easy to contact, regular updates and easy to pay into. Reviewed on: 11th April 2023

Zopa all the way!

Zopa is very safe, straightforward and simple to apply for.. Hassle free and easy app to keep on top if your transactions, balance and payments ect. Highly recommended if you want to start or improve your credit. Reviewed on: 11th April 2023

Super

Super ,super,super,super,super,super Reviewed on: 11th April 2023

Simple

Its simple and easy to apply. The app is simple to use. Reviewed on: 11th April 2023

Fantastic credit card

Great rates, easy to use app! Very happy with this company. Reviewed on: 11th April 2023

I would highly recommend Zopa

Everything is always explained to me . Updates are always well explained Reviewed on: 11th April 2023

Excellent card company

Satisfactory rate. I will recommend Reviewed on: 11th April 2023

Easy to maintain.

I really like how easy you can manage your account and spending. Reviewed on: 11th April 2023

Applying for credit card

It was quick and easy to apply and the card came in the post within the week. Reviewed on: 11th April 2023

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