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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

one of the best credit card ever

5
amazing app experience , easy to use and friendly customer care Reviewed on: 11th April 2023
Jay Darji's avatar
Jay Darji

A nice well explained credit card

5
Hi all I have a Zopa credit card and I fine it is the best explained credit card out on the market today and the customer service team are very helpful and polite. I would recommend this card to anyone looking to get on the ladder of credit Reviewed on: 11th April 2023
Paul's avatar
Paul

Exellent

5
Great credit card Polecam wszystkim co myślą o karcie kredytowej Reviewed on: 11th April 2023
Krzysztof Glowacz's avatar
Krzysztof Glowacz

Excellent

5
Easy application process. Reasonable interest rate. Great app, easy to use and convenient to check balance and make payments. Reviewed on: 11th April 2023
Kirstie's avatar
Kirstie

Excellent

5
Excellent card service and interest free Reviewed on: 11th April 2023
Paul's avatar
Paul

Everyone should have this company it great.

5
I have had a great experience with zopa igot my card and everything been great since. Brilliant. Reviewed on: 11th April 2023
Carl Thatcher 's avatar
Carl Thatcher

Zopa efficient credit card service

5
I applied for a credit card last year. It was the easiest and hassle free application. Helpful. The Zopa app is super efficient. Easy and all you need in one placed Reviewed on: 11th April 2023
Rachel McLeod's avatar
Rachel McLeod

Excellent

5
Excellent service, fast receiving card. App is brilliant, easy to use and very clear. Highly recommend. Reviewed on: 11th April 2023
LM's avatar
LM

No Problems Card

5
Zopa credit card is a real breath of fresh air. Easy to apply, seamless process and very easy to use and access. Thank You ! Reviewed on: 11th April 2023
Carl Moran's avatar
Carl Moran

Excellent

5
A great credit card with great customer service ! Simple as that. Thanks Reviewed on: 11th April 2023
Marcin Drosdek's avatar
Marcin Drosdek

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