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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43481 reviews)

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4.94

Based on 43,481 reviews, last reviewed 14th Mar 2026

155150% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good credit card ideal for those unexpected payment Good credit card ideal for those unexpected payment Reviewed on: 14th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43481)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have found Zopa very helpful from start to finish.

I have found Zopa very helpful from start to finish. I have always had prompt attention from them Reviewed on: 16th January 2026

Friendly

I find the app customer friendly Reviewed on: 16th January 2026

Brillant services they provide no hassle at hole.

Brillant services they provide no hassle at hole.thanks Reviewed on: 16th January 2026

Always easy to contact and helpful on the phone

Always easy to contact and helpful on the phone Reviewed on: 16th January 2026

I've been with them for over a year and I haven't ha...

I've been with them for over a year and I haven't had any issues with them Reviewed on: 16th January 2026

SIMPLE TO USE BANKING APP.

SIMPLE TO USE BANKING APP. INFORMATIVE ON THE PRODUCTS AVAILABLE. GOOD AT KEEPING YOU UP TO DATE WITH BALANCES DUE AND/OR STATEMENTS. Reviewed on: 16th January 2026

Excellent and easy app to provide control over my ac...

Excellent and easy app to provide control over my account Reviewed on: 16th January 2026

Fair company!!

Zopa are fair with repayments and don't charge exorbitant interest. Reviewed on: 16th January 2026

Fast friendly and easy to talk to

Fast friendly and easy to talk to Reviewed on: 16th January 2026

Zopa has been a great credit card company

Zopa has been a great credit card company for me and I will keep using it. Reviewed on: 16th January 2026

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