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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Highly recommended

Absolutely fantastic service, highly recommended to all my friends & family. The app is easy to use and if you need to speak to a member of staff you 5* service, they are very helpful & friendly. Reviewed on: 11th April 2023

Awesome credit card company

Such a brilliant card company Zopa is Reviewed on: 11th April 2023

Easy as pie

One of the best companies about, and amazing customer service support Reviewed on: 11th April 2023

Simplicity and professionalism

Excellent product.. so simple and great customer service! Reviewed on: 11th April 2023

Easy quick application

The application was fast and easy. The card came quickly. Reviewed on: 11th April 2023

Brilliant credit card

Zopa is an excellent credit card to improve your credit rating. Reviewed on: 11th April 2023

Very gd

This is a very gd company very helpful Reviewed on: 11th April 2023

Not bad

Not a bad card would recommend Reviewed on: 11th April 2023

Easiest credit I have had

Everything from the application process to getting the money has been such a smooth process. The app is brilliant and the communication from Zopa is outstanding. You constantly receive updates on your borrowing power and tips on how to improve your credit score. A super company that I would recommend to anyone! Reviewed on: 11th April 2023

Credit

I lost my cards shortly after recieving it, I rang customer service and they was nothing but reassuring and assisted me with a new card. Excellent service! Reviewed on: 11th April 2023

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