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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Credit card

5
Easy and straight forward to apply for as well as regular monthly statements Reviewed on: 11th April 2023
Renate Willson's avatar
Renate Willson

Good banking

4
Excellent bank like using this bank Reviewed on: 11th April 2023
Ritchie 's avatar
Ritchie

Great card for those looking to rebuild credit

5
I applied for the Zopa credit card and was accepted and given an acceptable opening balance. Very. Useful Reviewed on: 11th April 2023
John James's avatar
John James

Feed back

5
Really easy to keep track of spending good app to keep track would recommend Reviewed on: 11th April 2023
T caviel's avatar
T caviel

Easy app and visually shows you how much each transaction cost and where from.

5
I have used different banking and credit apps, Zopa has one of the next apps I have used. It is easy to use. After each purchase it will show on your screen for few seconds of how much your purchase was and where you purchased it from. So if a purchase comes and you havnt used your card you can deal with any fraudulent transaction immediately. It also reminds me how much I have spent on my card without me going into the app itself. The app is easy to use and very straightforward. Would highly recommend Zopa to friends and family. Reviewed on: 11th April 2023
Kris's avatar
Kris

Great credit card

5
Very good experience happy to be a customer Reviewed on: 11th April 2023
D's avatar
D

Quids in

5
Having experienced a bad credit score, Zopa was there to my rescue when I needed it. Allowing me to build up my score again. Reviewed on: 11th April 2023
Carbs's avatar
Carbs

Recommended

5
Would recommend to everyone good experience Reviewed on: 11th April 2023
Jurgita 's avatar
Jurgita

Reliable and cheap rate

5
Ve been to be financially stable and independent Reviewed on: 11th April 2023
Samuel Arojojoye's avatar
Samuel Arojojoye

Great Service

5
Very easy to use website, instant balance transfer completed. Very pleased with the service. Reviewed on: 11th April 2023
Amy Tyson's avatar
Amy Tyson

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