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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Top card

5
Great company that helps and staff care for your needs Reviewed on: 11th April 2023
Paul's avatar
Paul

Excellent service

5
Service and support that by zopa Reviewed on: 11th April 2023
penuballi pradeep's avatar
penuballi pradeep

No fuss no bother

5
Very happy with Zopa, easy to use and plenty of notice given when payment due. Reviewed on: 11th April 2023
Rena Erskine's avatar
Rena Erskine

Great service / easy application

5
Great application process, great app easy to use, great service and lots of additional help and support online Reviewed on: 11th April 2023
Mandy Brunyee's avatar
Mandy Brunyee

Highly recommended

5
It’s so easy to communicate with a person on the other end and think it’s best credit card out there easy to create a barrier so you don’t spend that money so would highly recommend as best credit card as your always in control of your finances Reviewed on: 11th April 2023
Christian Corbett's avatar
Christian Corbett

Easy company

5
Super easy to use and navigate, not too complex and super simple overall Reviewed on: 11th April 2023
Joel Briscoe's avatar
Joel Briscoe

Easy, Simple, Smart Credit

5
Really easy to apply and setup, easy to control limit and payment methods. Great app and account controls. Great additional insights and tools. Highly recommend Reviewed on: 11th April 2023
Nick Heritage-Swift's avatar
Nick Heritage-Swift

Excellent service

5
No hassle transactions easy to use app and full transparency of all services Reviewed on: 11th April 2023
Jobbo69's avatar
Jobbo69

Super

5
Easy to apply and easy to use the app very happy Reviewed on: 11th April 2023
Hayley 's avatar
Hayley

good honest no frills card

5
good honest no frills card. easy to use the app and spend and repay convenience .. Reviewed on: 11th April 2023
John Dempster's avatar
John Dempster

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