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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent and easy app to provide control over my ac...

Excellent and easy app to provide control over my account Reviewed on: 16th January 2026

Fair company!!

Zopa are fair with repayments and don't charge exorbitant interest. Reviewed on: 16th January 2026

Fast friendly and easy to talk to

Fast friendly and easy to talk to Reviewed on: 16th January 2026

Zopa has been a great credit card company

Zopa has been a great credit card company for me and I will keep using it. Reviewed on: 16th January 2026

I have no problems at all with Zopa, Its been a Grea...

I have no problems at all with Zopa, Its been a Great card to use and no issues to follow Reviewed on: 16th January 2026

Very good service oke the app would recommend to the...

Very good service oke the app would recommend to the service Reviewed on: 16th January 2026

Esapiece of mind y to use card .

Esay to use card . Can make extra payments online at anytime . Get message befor payment is due . Staff are alwsys ready to help you. Its not a call center who dont understand english like other credit card custermer service Reviewed on: 16th January 2026

Value for money

It's been a very good value card Reviewed on: 16th January 2026

App is easy to navigate with clear advice, good rang...

App is easy to navigate with clear advice, good range of services. Reviewed on: 16th January 2026

No hassle the bank is good ,They don’t scare you or...

No hassle the bank is good ,They don’t scare you or put pressure too much they are flexible that gave me space to plan and payback their money.communication with Zopa is just excellent Reviewed on: 16th January 2026

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