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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

When ever I need any help, you are very helpful and...

When ever I need any help, you are very helpful and you do your best to solve problem. Reviewed on: 6th March 2026

Was straightforward to approve the card and very eas...

Was straightforward to approve the card and very easy to use and useful let you know what you spend and everything Reviewed on: 6th March 2026

My bank account was closing, and I called the custom...

My bank account was closing, and I called the customer service department. They were amazing. Very supportive and helpful. Reviewed on: 6th March 2026

Excellent service and fast service and a clear app t...

Excellent service and fast service and a clear app that is easy to navigate. Never had any kind of an issue. Never had to contact them but I would imagine the service is amazing. Reviewed on: 6th March 2026

Brilliant

Can’t fault never had a problem would recommend Reviewed on: 6th March 2026

Excellent , good customer service

Excellent , good customer service Reviewed on: 6th March 2026

Generally decent experience, so far

For my circumstances, zoopa has been fine. I didn't need or particularly want a credit card, but was advised it helps strengthen credit scores. The ability to set this to my needs grants a sense of control. Only downsides are that the system is old and doesn't allow for me to add my title, so I haven't been able to explore other services. The CS side has felt AI or scripted, but overall, UX has been positive for me. Reviewed on: 6th March 2026

Accepted me when everyone else said no.

Accepted me when everyone else said no and now I'm rebuilding my credit score. Reviewed on: 6th March 2026

Fuss free easy to use just an overall brillycard

Fuss free easy to use just an overall brillycard Reviewed on: 6th March 2026

Tip top user friendly

Everything about using this card is so simple and communication with the team is excellent, I love the flexibility of use Reviewed on: 6th March 2026

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