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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Review

Simple to use and easy to make payments Just like me Reviewed on: 11th April 2023

Zopa credit card

Great service. Support people, like me, with low credit scores to get credit. Sensible limits. Helpful app. Everything easy Reviewed on: 11th April 2023

Very good

Very good company. For me just what I needed at the time Reviewed on: 11th April 2023

Very good service

Always willing to help and will listen to any problem and come up with resolutions Reviewed on: 11th April 2023

easy

very easy to sign up also easy app. all working good. happy to have this card Reviewed on: 11th April 2023

Easy and quick application

Great app and quick and easy application process Reviewed on: 11th April 2023

Best thing I did getting the card

It’s the best thing I did getting the credit card when it’s used your notified right away and the app is straight forward Reviewed on: 11th April 2023

Zopa credit card awesome

So easy to apply for app is brilliant and so easy to navigate they also show u how to improve your credit score and offer u loans if u need all round great experience Reviewed on: 11th April 2023

Best for improve your credit score

Very easy to use and help you improve your score interest rate is reasonable. Reviewed on: 11th April 2023

Fantastic easy to use app

I transfered a balance onto my new zopa card and was able to shut down two other credit cards, in addition i also was offered a great credit limit should i need to utuliss it. Thank you team zopa. Reviewed on: 11th April 2023

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