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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Best card on the market keep u up to date with information love this card Reviewed on: 11th April 2023

It's ok

Not a bad experience so far..... Reviewed on: 11th April 2023

Simple Techno savvy credit card

It's so easy to use and pay off - your credits show up immediately so you can monitor your finances in REAL time. Also, you can put on a buffer to manage your expenditure - really helpful. Reviewed on: 11th April 2023

What a card

Like I said what a card easily one of the quickest card to apply for and even arrived within the week. Easy to set up on the app didn’t have to wait for a PIN code it was on the app great. Wish all companies would take a leaf out of zopa work ethics keep up the good work. Reviewed on: 11th April 2023

Very good credit card provider

Been with Zopa for few months every thing is made clear to me by them , very helpful and reachable I m very happy with Zopa so far Reviewed on: 11th April 2023

costumers service

The best costumers service in the world ,i had few questions about my credit card and thwy sort it out less than 5 minutes Reviewed on: 11th April 2023

credit card

very good custumer service reliable ceedit card Reviewed on: 11th April 2023

Great company

Great service looked at my presant cercumstances not my past history Reviewed on: 11th April 2023

Superb service

I am 63 now and never in my life have I came across a company so simple to join and use. I have been with AmEx, Barclaycard., Capital One and in the old days Access and none measure up to this company. Reviewed on: 11th April 2023

Great easy to use Credit Card

I needed a credit card to help build my score up and to let me know when and what I am spending on , this app let's you look into great detail on your spending and credit control Easy to use and easy to top up from the app Highly recommend Zopa as a major credit card facility Reviewed on: 11th April 2023

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