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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Massive thank you

Great easy credit card. The app is easy to navigate and the payment method works great! I have absolutely no problem in saying this is one of the best cards I’ve had. Would Reviewed on: 11th April 2023

Great provider

Easy to set up initially, easy use through the app. Great to deal with Reviewed on: 11th April 2023

Zopa is a customer friendly bank that is ready to support any time

It quite easy when I applied for my credit card. A customer focus company Reviewed on: 11th April 2023

Amazing card

Great card to help me build my credit. Reviewed on: 11th April 2023

Brilliant

Easy to use app, no problems with anything. Highly recommend! Reviewed on: 11th April 2023

Excellent customer service

Customer service is second to none. Application process quick, easy, clear and unambiguous Reviewed on: 11th April 2023

Easy to manage your account

So easy to manage your account and keep within your limit and improve your credit rating. Reviewed on: 11th April 2023

Brilliant company

Brilliant company love the fact helps with credit Reviewed on: 11th April 2023

Excellent visual website easy to navigate

ZOPA is a great credit card business. The application process is simple and their communication is prompt. The app on my phone is the best ! Reviewed on: 11th April 2023

Very good to apply

Very easy ro appy for good rate of interest Reviewed on: 11th April 2023

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