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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

Very straightforward and easy service to use. Reviewed on: 6th March 2026

Lots of great products.

Lots of great products. Giving good rates of interest. Great customer service Reviewed on: 6th March 2026

So smooth to deal with Zopa

Zopa application process was smooth and simple from start. I like the Zopa app, the layout and user friendly colours and polices. And on top Zopa offered me loans on top of my credit card Reviewed on: 6th March 2026

Great company to deal with and very easy to get in c...

Great company to deal with and very easy to get in contact with. Always there to help you when you need it. Reviewed on: 6th March 2026

Zopa are a great credit card great payment system a...

Zopa are a great credit card great payment system and app is easy to use Reviewed on: 6th March 2026

Great service easy to use website all round ease of...

Great service easy to use website all round ease of website Reviewed on: 6th March 2026

I couldn't believe when the application was approve...

I couldn't believe when the application was approved within a short space of time. Great customer service. So easy and userfriendly when purchasing. I feel quite privileged to be a customer for Zopa. Reviewed on: 6th March 2026

I found there customer service very helpful and easi...

I found there customer service very helpful and easily accessible. Reviewed on: 6th March 2026

Great service and excellent supplier.

Great service and excellent supplier. Get reminders on what you have spent. So it is easier to watch your balance. Make payments at any time Reviewed on: 6th March 2026

Go Zopes

They are just a very good company and regularly review your limits and invariably offer credit limit increases Reviewed on: 6th March 2026

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