Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

View other Zopa products

4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I am new to Zopa it is very good offers me good cred...

I am new to Zopa it is very good offers me good credit and rate for me Reviewed on: 15th January 2026

Excellent

Its providing very good services to the customers i always recommend to my friends and family to register themselves with zopa Reviewed on: 15th January 2026

Great card

I have not had a problem I find the app very easy to use. I also like the fact that when you make a payment it shows up immediately Reviewed on: 15th January 2026

This is my cats credit card for when they go to The...

This is my cats credit card for when they go to The vets Reviewed on: 15th January 2026

Great service always, interest rates good and app ea...

Great service always, interest rates good and app easy to use Reviewed on: 15th January 2026

Best experience and help for everyone

Best experience and help for everyone Reviewed on: 15th January 2026

Honestly very good, thank you Zopa

Honestly very good, thank you Zopa Reviewed on: 15th January 2026

No problems in any dealings .

No problems in any dealings .Clear ,precise advice.Quick decision making.First class Reviewed on: 15th January 2026

the best card I have customer services is spot on

the best card I have customer services is spot on Reviewed on: 15th January 2026

Very happy customer

Was excellent service from applying to recieving the card. Everything is explained from the very start no hidden surprises. Excellent service Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Charge Card
from American Express 4.05 from 24 reviews
Credit card
from Nationwide 4.01 from 207 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8043 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub