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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Company

Easy to use easy to understand good communication Reviewed on: 11th April 2023

Excellent

Good credit card company Easy to apply Very easy app Reviewed on: 11th April 2023

Refreshingly simple, reassuringly efficient!

I’ve plenty of credit cards, but Zopa do stand out as truly different. They’re better than the rest! good rates, great customer service, and an app that actually works! I highly recommend this company. Reviewed on: 11th April 2023

Great

Very flexible and very easy to use Reviewed on: 11th April 2023

Super Zopa

Consistently good service. Easy to navigate app and timely reminders about when your repayment date makes Zopa , Super Zopa Reviewed on: 11th April 2023

A great all round card

Great card but more important no additional charges for international use and a great exchange rate. Most other cards charge nearly 3% for other currency use. Reviewed on: 11th April 2023

All good for me

Very good product Very satisfying to be with zopa Reviewed on: 11th April 2023

Almost perfect!

I’m happy so far but if in the future Zopa credit card can make a balance transfer will be the best! Reviewed on: 11th April 2023

Mu used credit card the best Zopa credit card only

Service very nice and quick Response customer service Reviewed on: 11th April 2023

Brilliant easy to manage credit

Zopa card and its app are brilliant, very easy to use and informative with excellent customer service Reviewed on: 11th April 2023

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