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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant company

Really very helpful in getting my credit rate sorted. So easy to apply. Everything is so straightforward from applying to activating your card. Help available all the time. Reviewed on: 11th April 2023

Exactly what you expect

Great customer service, I've contacted them a couple of times and they're really helpful. A pleasure to deal with and so easy to run your account. Kept upto date at all turns. Reviewed on: 11th April 2023

Efficient, fast and friendly

I recently applied for a Zopa card and the service was excellent ! Reviewed on: 11th April 2023

Excellent service

New credit card sorted out swiftly Excellent customer service Reviewed on: 11th April 2023

Definitely recommend to family and friends

Good customer service very helpful and excellent quality service very helpful and easy to contact Reviewed on: 11th April 2023

Great

Sent quickly, easy to use and great app Reviewed on: 11th April 2023

Great credit card

Easy to manage card. App easy to use to check balance and make repayments. Reviewed on: 11th April 2023

Nice card

I've had this card for a while now and I'm happy with it. Reviewed on: 11th April 2023

Great service and communication

I have found that the level of customer service is excellent and so is the communication about payments due. Reviewed on: 11th April 2023

Personal care and support

Good and caring company, informative, straightforward and understanding. Reviewed on: 11th April 2023

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