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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

Zopa are a great company that I enjoy being with. Reviewed on: 11th April 2023

So easy

What a simple app to use great customer service when calling and no huge wait times Professional customer relations Reviewed on: 11th April 2023

Easy Peasy

So easy to set up and the whole process took minutes to do. Some great features to take advantage of with a great simple to use app Reviewed on: 11th April 2023

Excellent App

Zopa credit card app and overall customer service is the best that I have experienced in UK. The app is easy to use and very informative for building successful credit record Reviewed on: 11th April 2023

Very helpful to build credit score

Very helpful to build credit score.. Reviewed on: 11th April 2023

Zopa card

Zopa credit card is the best, easy to apply for and fast response with low APR Reviewed on: 11th April 2023

Life saver

So helpful when you need them the most Reviewed on: 11th April 2023

ok

ok ok ok ok ok ok ok ok ok ok ok ok ok ok Reviewed on: 11th April 2023

Ease of service

Best part is the cushion facility. Shows that Zopa actually care about it’s customers and falling into more debt. Reviewed on: 11th April 2023

Credit card.

It was so easy and using the app to pay my bill and keep an eye on my card. Reviewed on: 11th April 2023

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