Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Quick access to credit facilities

I was able to get a credit card withing hours of registration and the limit I was given surprised me. Reviewed on: 11th April 2023

The best credit car

Quick and friendly customer support , app easy to use Reviewed on: 11th April 2023

Great

Great card, interest could be lower but its good start to manage your finances Reviewed on: 11th April 2023

Outstanding

Ease of use, simple hassle free and straightforward process behind everything you do, thankyou Reviewed on: 11th April 2023

Excellent,faultless

As someone who’s of a generation not used to technology I’ve found using my phone for transactions very easy Reviewed on: 11th April 2023

Great company

Always helpful on the phone and quick to e-mail back would recommend to anyone Reviewed on: 11th April 2023

The Best

Zopa are easy to contact and the App is very useful Reviewed on: 11th April 2023

Amazing review

So easy to get and mega easy to manage payments, would highly recommend to friends and family wanting a easy and manageable credit card Reviewed on: 11th April 2023

Excellent

Really good and affordable and cheap Reviewed on: 11th April 2023

Great provider

Great communication- great app and all round great service Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 3.89 from 65 reviews
Premier Credit Card
from HSBC 4.12 from 20 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub