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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Straightforward application and very easy to apply

It couldn’t of been easier to apply. Very straightforward application and they were very prompt in their decision and making your credit card available. It’s true what they say quick and easy. They certainly kept to their word Reviewed on: 11th April 2023

Brilliant

Great way to build up your credit score. The app is easy to use, would definitely recommend them. Reviewed on: 11th April 2023

its OK

szybko dzialaja tranfery , niska marza Reviewed on: 11th April 2023

Great to get on track!

Zopa are informative, applications easy to use and a great way to get your finances back on track if you’ve had a difficult past!! Keep up the great work guys Reviewed on: 11th April 2023

The best credit card for bad credit

Zopa gave me the highest borrowing money any credit card has and has helped me out so much this last year. The best credit card for sure. Reviewed on: 11th April 2023

The best

Very easy to set up , great app that is easy to use and understand. I would and will recommend Reviewed on: 11th April 2023

Excellent product and great customer service

Great Customer Service with Excellent product. Will definitely recommend Reviewed on: 11th April 2023

Zopa not after money

They are brilliant not after your money really there to help Reviewed on: 11th April 2023

Zopa a wonderful company

I would highly recommend Zopa credit card and they have so many things they offer a 5 star ⭐️ company Reviewed on: 11th April 2023

Really simple provider

Really easy to use the App and everything is crystal clear Reviewed on: 11th April 2023

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