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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

its OK

szybko dzialaja tranfery , niska marza Reviewed on: 11th April 2023

Great to get on track!

Zopa are informative, applications easy to use and a great way to get your finances back on track if you’ve had a difficult past!! Keep up the great work guys Reviewed on: 11th April 2023

The best credit card for bad credit

Zopa gave me the highest borrowing money any credit card has and has helped me out so much this last year. The best credit card for sure. Reviewed on: 11th April 2023

The best

Very easy to set up , great app that is easy to use and understand. I would and will recommend Reviewed on: 11th April 2023

Excellent product and great customer service

Great Customer Service with Excellent product. Will definitely recommend Reviewed on: 11th April 2023

Zopa not after money

They are brilliant not after your money really there to help Reviewed on: 11th April 2023

Zopa a wonderful company

I would highly recommend Zopa credit card and they have so many things they offer a 5 star ⭐️ company Reviewed on: 11th April 2023

Really simple provider

Really easy to use the App and everything is crystal clear Reviewed on: 11th April 2023

Very good credit card provider and would most definitely recommend

Very good money lender and well worth having a zopa credit card. Reviewed on: 11th April 2023

Credit card

Great company with great communication when needed plus the app is easy to use with helpful and useful tips Reviewed on: 11th April 2023

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