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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

They are great

There are great many thanks stu Reviewed on: 11th April 2023

Fantastic company

Polite informative staff and great credit card and they always have my best interests at heart thank you Reviewed on: 11th April 2023

Customer service

The customer service from the zopa team is excellent. I an given up to date information about my account and the team is always helpful and friendly, they respond quickly to any questions I have and it is definitely great value and help me to save money. Reviewed on: 11th April 2023

Easy to use and understand

Was clearly set out what I would be accepting and the app is qlso very user friendly. Reviewed on: 11th April 2023

Great provider

Great provider that has met my needs and circumstances Reviewed on: 11th April 2023

Fabulous

I’m able to pay this of every month without getting interest Reviewed on: 11th April 2023

Credit card stimulator

Credit card not only useful for credit building also describes the negative impacts and how to improve our score. Reviewed on: 11th April 2023

Zopa is amazing

Simply the best and I recommend it to everyone Reviewed on: 11th April 2023

Great credit service

My experience so far has been great. Easy application process. The app is also very user friendly. Reviewed on: 11th April 2023

Good service

Good service , I'm very impressed with my credit card from Zopa . Good service and friendly customers at the phone when u have trouble.Thank you Zopa Reviewed on: 11th April 2023

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