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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Customer service

The customer service from the zopa team is excellent. I an given up to date information about my account and the team is always helpful and friendly, they respond quickly to any questions I have and it is definitely great value and help me to save money. Reviewed on: 11th April 2023

Easy to use and understand

Was clearly set out what I would be accepting and the app is qlso very user friendly. Reviewed on: 11th April 2023

Great provider

Great provider that has met my needs and circumstances Reviewed on: 11th April 2023

Fabulous

I’m able to pay this of every month without getting interest Reviewed on: 11th April 2023

Credit card stimulator

Credit card not only useful for credit building also describes the negative impacts and how to improve our score. Reviewed on: 11th April 2023

Zopa is amazing

Simply the best and I recommend it to everyone Reviewed on: 11th April 2023

Great credit service

My experience so far has been great. Easy application process. The app is also very user friendly. Reviewed on: 11th April 2023

Good service

Good service , I'm very impressed with my credit card from Zopa . Good service and friendly customers at the phone when u have trouble.Thank you Zopa Reviewed on: 11th April 2023

Credit Card Application

My experience with Zopa Credit Card was really helpful and I would recommend anyone looking for a Credit Card to get them self one. Reviewed on: 11th April 2023

Amazing and quick

Fantastic and arrived quickly. Very easy to use Reviewed on: 11th April 2023

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