Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Pleased with the ease of use with the app

Good communication and ease using the app Reviewed on: 11th April 2023

Great company

Everything I ever needed on a company great credit card and always being informed of any changes in my credit usage keep up the good work Reviewed on: 11th April 2023

Great product

I've found the use of their systems to be simple and to the point. The ease at which payments can be made and balances transfered coupled with decent rates at my credit level all in all ice found their service excellent. Reviewed on: 11th April 2023

Brilliant

Best company I dealt with very helpful and help me all the way Reviewed on: 11th April 2023

Fantastic

Easy to apply. No jargon. Helpful and accessible app that also advises on tools and tips to improve your credit score if required. Also handh spending summaries so you can keep an eye on what and how you spend. Honestly... just brilliant. Reviewed on: 11th April 2023

Good organised let you know straight away with all new information

The application online app very well supports every thing from balance to news about market Reviewed on: 11th April 2023

New credit card

From applying for my new credit card I get regular emails about my card all positive emails I feel very assured by them Reviewed on: 11th April 2023

Super Zopa

No hassle credit provided. With a professional service and understanding for there customers Reviewed on: 11th April 2023

Credit Card Review

I have found my Zopa credit card to be really helpful and hassle free. Reviewed on: 11th April 2023

Zopa credit card outstanding

Easy balance transfers with interest free period. Low Apr. Simple and easy to use app. Outstanding product and a great company. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.04 from 93 reviews
Credit card
from Post Office 3.49 from 116 reviews
Credit Card
from American Express 3.45 from 127 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub