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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Overall an amazing experience!

5
I applied for a credit card with Zopa and within minutes was approved! I’ve had no issues with anything in regards to the app or customer service if I’ve had to speak to them. Overall, my experience with Zopa has been amazing and I would highly recommend them to anyone! Made me a very happy customer ☺️ Reviewed on: 11th April 2023
Kate Woolams's avatar
Kate Woolams

Great company

5
Customer service are very helpful and the systems are very easy to use Reviewed on: 11th April 2023
Jessica Louise's avatar
Jessica Louise

Amazing card, brilliant customer service

5
The card is always been of help to me and the monthly payments are very affordable. Whenever I've spoken to customer service they are polite professional and very helpful! Reviewed on: 11th April 2023
Paul Green 's avatar
Paul Green

Quick and easy

5
It was Quick and easy process from start to finish Reviewed on: 11th April 2023
Rebecca 's avatar
Rebecca

Great company

5
Fantastic experience from beginning to end with gaining my credit card. Great company to use Reviewed on: 11th April 2023
Karen maude's avatar
Karen maude

Card

5
The app for Zopa is very easy to use to see statements and make my payment's would definitely recommend Reviewed on: 11th April 2023
Susan Tate 's avatar
Susan Tate

great

5
offers very good deal with their credit card Reviewed on: 11th April 2023
zed's avatar
zed

Brilliant

5
A great credit card . I like it lots . Reviewed on: 11th April 2023
Mark Wylde's avatar
Mark Wylde

Good company

4
Not been with zopa too long but I've had a positive experience. They keep you upto date. You know when payment is due. You have plenty of notice. Reviewed on: 11th April 2023
Derek 's avatar
Derek

Easy to use

5
With bad credit they gave me a chance to transfer balance from another card with 0% interest for 3 months giving me a chance to clear some debt Reviewed on: 11th April 2023
Paula Entwistle's avatar
Paula Entwistle

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