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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Balance transfer

5
Quick and easy balance transfer! 0% absolutely amazing! So helpful thanks so much :) Reviewed on: 11th April 2023
Becca Wood's avatar
Becca Wood

Fantastic company!

5
Reallly helpful and professional lender that’s meets the requirements of all its recipients Reviewed on: 11th April 2023
Mick Mcmanus's avatar
Mick Mcmanus

First credit card since iva

5
I got this card to help build my credit after having a Iva. I spend a little on it and pay it straight off. So far in a month my credit rating has gone up 129 points. The application for the card was an instant decision and the app is extremely simple to use. Reviewed on: 11th April 2023
Maried's avatar
Maried

Verry good!

5
Verry good ! Nice colaboration with them Reviewed on: 11th April 2023
Alex's avatar
Alex

Very good

5
Very good Credit card, suitable for my needs Reviewed on: 11th April 2023
Kancelaria Prawna's avatar
Kancelaria Prawna

Rebuilding credit

5
Amazing at rebuilding my credit rating. They keep the limit affordable to pay back in full end of month and the app is fantastic and more importantly works, every time I need it. Using this credit card to rebuild my credit rating after a redundancy really messed with my finances. The approval really made me feel human again. Thank you Zopa. Reviewed on: 11th April 2023
Lisa's avatar
Lisa

Excellent

5
Easy to apply and easy to use app, what more can you ask for 10/10 Reviewed on: 11th April 2023
Danny Bixby's avatar
Danny Bixby

Good service

5
Excellent service easy to apply very friendly and a very easy to understand app thanks zopa. Reviewed on: 11th April 2023
Andrew Barkham 's avatar
Andrew Barkham

Applied accepted soryed

5
Applied for credit card decision made in 30 seconds. Onwards and upwards Reviewed on: 11th April 2023
eharris9580@googlemail.com's avatar
[email protected]

Excellent

5
Very user friendly and easy to use Reviewed on: 11th April 2023
devender reddy's avatar
devender reddy

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