Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

View other Zopa products

4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very professional very knowledgeable very understand...

Very professional very knowledgeable very understanding very kind Reviewed on: 15th January 2026

Very solid customer service and brilliant rates

Very solid customer service and brilliant banking app. Easy to use and very contactable and friendly staff. The lending rates are also very fair and realistic. Reviewed on: 15th January 2026

Had issue wirh account.

Had issue wirh account.Contacted Customer Services who quickly fixed it.is easy to keep track and make payments on the App. Reviewed on: 15th January 2026

Good card has never fails me yet

Good card has never fails me yet Reviewed on: 15th January 2026

Good service and easy to apply for

Good service and easy to apply for Reviewed on: 15th January 2026

Easy to use

Easy to use and customer service sort any issues quickly. Reviewed on: 15th January 2026

They do what they say they will do.

They do what they say they will do. Always there for customers and make them feel valued. Reviewed on: 15th January 2026

Zopa excellent good ap to big thumps up

Zopa excellent good ap to big thumps up Reviewed on: 15th January 2026

Everything was cardceasy from the onset

Everything was easy from the onset Reviewed on: 15th January 2026

Easy to use app and opportunities to increase credit...

Easy to use app and opportunities to increase credit limit Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 2.53 from 103 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub