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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great customer service alround.

Great customer service alround. App very easy to use and very clear instruction & detail. Reviewed on: 6th March 2026

Quick and easy to apply.

Quick and easy to apply.. accepted straight away Reviewed on: 6th March 2026

Overall my experience with Zopa Credit card has been...

Overall my experience with Zopa Credit card has been very positive. It has enhanced my financial flexibility. I would recommend this company to anyone Reviewed on: 6th March 2026

First class service !

First class service very professional Reviewed on: 6th March 2026

Perfect For My Needs

The app makes keeping a check of spending and making payments easy. Reviewed on: 6th March 2026

Absolutely brilliant card.

Absolutely brilliant card. no fuss and everything can be done online. Reviewed on: 6th March 2026

I had trouble with scams and they were very helpful...

I had trouble with scams and they were very helpful Reviewed on: 6th March 2026

Always helpful.

Always helpful Always ready on hand. Helped me get finance for my car too Reviewed on: 6th March 2026

Really easy application and terms and conditions eas...

Really easy application and terms and conditions easy to understand. Reviewed on: 6th March 2026

Very easy to use.

Very easy to use. Everything you need to know is on the website, and if you need help, the customer service is great. Reviewed on: 6th March 2026

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