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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

My Zopa Card

5
Excellent service and acceptance! I highly reccomend Zopa. Reviewed on: 11th April 2023
Anita Bazzoni's avatar
Anita Bazzoni

Excellent

5
Very good credit card" and the interest very good. And there service and and customers service in very good as well. Reviewed on: 11th April 2023
Fatimoh Bakre's avatar
Fatimoh Bakre

fantastic bank

5
A very easy app to use, everything is so simple to understand i would highly recomend ZOPA to anyone looking for a credit card. Reviewed on: 11th April 2023
Neil Malcolme Edwards's avatar
Neil Malcolme Edwards

Great

5
I don’t have perfect credit , but Zopa came up trumps , and gave me a credit card with a good apr . 1st class service Reviewed on: 11th April 2023
Sparrky70's avatar
Sparrky70

Easy and straight forward

5
Great way of building your credit score Reviewed on: 11th April 2023
Andy Maycock's avatar
Andy Maycock

Service

5
Perfect service from application to receiving card Reviewed on: 11th April 2023
kevin bragg's avatar
kevin bragg

Excellent Service

4
Satisfied experience and amazing customer service. Reviewed on: 11th April 2023
asad mehmood's avatar
asad mehmood

Great

5
Great experience from applying to receiving the card. All managed online and easy to check my balance and make a payment. Reviewed on: 11th April 2023
VicB85's avatar
VicB85

Brilliant customer service

5
So easy to speak to someone from customer services with any queries and the app is super easy to use. Reviewed on: 11th April 2023
Sara's avatar
Sara

Very easy and easy

5
Have been very happy with their help and support Reviewed on: 11th April 2023
Sarah Hicks 's avatar
Sarah Hicks

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