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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Card in need

Zopa app has all the features to help a customer Reviewed on: 11th April 2023

Simply a pleasure to deal with

I cannot say enough in t3gards to how helpful and manageable having an account with Zopa can be. I have a credit card and the ease of following my transactions, being able to activate phone notifications if you pose your card, means to check and change anything via the app you can easily download..and....there is the chance yoi can increase your credit value by simply keeping upto date with your account. I have already recommended 3 people and will continue to do so Reviewed on: 11th April 2023

Best credit card

Had a credit card to better my credit score and couldn't be happier. Finally feel like a grown up again haha. Thank you Reviewed on: 11th April 2023

Credit card

Flexible repayment plan, overal satisfactory. Acceptable on almost all online payments platforms. Reviewed on: 11th April 2023

Brilliant just Brilliant!

Easy application process no complicated jargon with the best communication. The product is right for me and I guess the same for 1000s of other customers,. I must end the customer service is brilliant l. Reviewed on: 11th April 2023

Good review

Took out a credit card with zopa. Application was nice and easy. The app is also easy to use. Really satisfied with the zopa experience Reviewed on: 11th April 2023

zopa credit card

the best credit card ever , easy to use and very easy application. Reviewed on: 11th April 2023

Excellent service

No trouble smooth transactions every time. Reviewed on: 11th April 2023

Easy to deal with.

Easy application process, I was accepted and had the card a few days later. Quick easy process and would definitely recommend. Reviewed on: 11th April 2023

Very helpful

Helpful and was so right in time the decision came quick and helped a lot very easy to use Reviewed on: 11th April 2023

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