Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

I know where I stand with payments and interest

5
Never had a problem with this card provider Reviewed on: 11th April 2023
Mark's avatar
Mark

So easy to use

5
Amazing. So easy to use and you can track your spending, credit score and much more just by one click on the app. I love it! Reviewed on: 11th April 2023
Chanelle Berry 's avatar
Chanelle Berry

Great service

5
App is easy to use. Limits explained. Great card, especially for building up your credit rating. Reviewed on: 11th April 2023
Laura Hitchen's avatar
Laura Hitchen

Great card

5
Good to have credit card when it’s comes emergency for you Reviewed on: 11th April 2023
Egidijus Venckus's avatar
Egidijus Venckus

Great company

5
Great customer service easy to deal overall Great company Reviewed on: 11th April 2023
Marcus Paton's avatar
Marcus Paton

App

5
The app shows clearly how much you spent and when your bill due. Also tells you how much interested you pay on the next mouth for me this makes zopa the best credit card supplier. So easy to use if you need to call them they always polite and very helpful. Reviewed on: 11th April 2023
Derek 's avatar
Derek

So easy and hassle free

5
Never had a simpler application, quick, decisive and hassle free. Reviewed on: 11th April 2023
Elizabeth's avatar
Elizabeth

Everything all in one spot

5
A simple app to use to help you keep on top of your borrowing. Offers which help support your credit score and help you to lend in a way affordable to you Reviewed on: 11th April 2023
Laura's avatar
Laura

Easy and simple app

5
Easy and simple app and tap and go service ideal Reviewed on: 11th April 2023
Lavern Maans Fugeti's avatar
Lavern Maans Fugeti

Great company

5
Easy to deal with and the app makes your life so simple. Reviewed on: 11th April 2023
Alastair Robertson's avatar
Alastair Robertson

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill