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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Credit card

So simple with the app I wouldn't be without it Reviewed on: 11th April 2023

Just like it said

Excellent easy perfect smart affordable Reviewed on: 11th April 2023

Very handy

It's very handy card to work with and allows you to keep on top of your payments weekly monthly to suit Reviewed on: 11th April 2023

Excellent provider

Easy to use app, excellent customer service Reviewed on: 11th April 2023

Flexible friend Zopa

I use my flexible friend , I feel safe at anytime having it in my possession if I get stranded in any way. I know to pay money back too after using Zopa credit card, then you always have a plastic friend in zopa. Reviewed on: 11th April 2023

Simple Easy Fast

Applying for a Zopa credit card was so simple and straightforward and the process was so fast, I received my credit card almost immediately with a great credit limit. It's also so easy to manage from the Zopa app, its brilliant. Reviewed on: 11th April 2023

Absolutely happy

My card arrived sooner than I was accepting. Immediately ready to use. Reviewed on: 11th April 2023

Always helpful

I’ve only had to make a few calls to Zopa and they have sorted my request out over the phone without issues. And their app is so easy to use!! Reviewed on: 11th April 2023

Top company and app.

Straightforward application, easy to use app and helpful staff. Always kept up to date with spending 10/0 Reviewed on: 11th April 2023

Great card

Easy to use, nice app on phone great card and service. Definitely recommend Reviewed on: 11th April 2023

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