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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

One of the best credit cards

5
Nice and tidy app, easy to use and friendly interface Reviewed on: 11th April 2023
Ovidiu Mare's avatar
Ovidiu Mare

NOT TO BAD

5
Not a bad bunch considering the working family man like my self that struggles with a large family of 6 ! This credit card company have been an absolute god send especially everything going on at the moment in the world ... My bills and food expenses are at crazy prices and I'm really struggling !!! But zopa have taken the weight off my shoulders ! My family shall eat for another night THANK YOU Reviewed on: 11th April 2023
That Guy's avatar
That Guy

First Class Service!

5
Easy to apply and then easy to manage on the App! No fuss, no hassle! Reviewed on: 11th April 2023
Charmaine 's avatar
Charmaine

Great rates

5
Great rates and really good customer services Reviewed on: 11th April 2023
Tracy Cooper's avatar
Tracy Cooper

Easy to apply

5
easy to apply, quickly to get your account set up Reviewed on: 11th April 2023
Maria 's avatar
Maria

Excellent

5
Great card and can manage in the app Reviewed on: 11th April 2023
Carron Louise Scott's avatar
Carron Louise Scott

Great credit card

5
Love the Zopa credit card flexibility Reviewed on: 11th April 2023
Darren Harris's avatar
Darren Harris

EXCELLENT CARD

5
Zopa credit card is one of the best I ve ever had! Reviewed on: 11th April 2023
maciej ramsh's avatar
maciej ramsh

Excellent

5
Amazing clear and easy process and communication. Very user friendly app. Non stressful Reviewed on: 11th April 2023
Jade's avatar
Jade

Easy as pie

5
From application to getting the card was straight forward hassle free Reviewed on: 11th April 2023
Anthony Rimell's avatar
Anthony Rimell

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