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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic very nice CC as i experienced

Fantastic very nice CC as i experienced Reviewed on: 6th March 2026

Very good service allways there for you

Very good service allways there for you Reviewed on: 6th March 2026

Zopa is a very good bank and very efficient in the...

Zopa is a very good bank and very efficient in their services. Reviewed on: 6th March 2026

Very helpful ,Good and the bad they will try to help...

Very helpful ,Good and the bad they will try to help you Reviewed on: 6th March 2026

They are brilliant.

They are brilliant. Excellent all round Reviewed on: 6th March 2026

Easy to work with.

Easy to work with.good rates.can change direct debit payments to suit you Reviewed on: 6th March 2026

Professional

In these troubled times I found the Zopa team to be very understanding and respectful of my circumstances. Reviewed on: 6th March 2026

Bad credit

Gave me a chance when credit was bad Reviewed on: 6th March 2026

Zopa Credit Card .

I have been using Zopa for 4 years now . Ive only had my credit card account for 6 months and iam very happy with the way its accessable through the Zopa App . Thanks again Zopa for your support. Reviewed on: 6th March 2026

Zopa have made my life so simple and clean.

Zopa have made my life so simple and clean. All my expenses are taken care of and in one so easy to use space that it takes seconds to understand EXACTLY where my life stands.Gotta b Reviewed on: 6th March 2026

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