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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great company

Great company, app works a treat customer service and care top class what more do you need Reviewed on: 11th April 2023

Simple, Helpful, Easy.

From the word go Zopa have been a breeze to deal with. Simple to get set up. Helpful throughout the process and easy to keep track of all your transactions. Highly recommended! Reviewed on: 11th April 2023

Help when needed

Zopa was there for me even when my credit rating was not too good but offered me a credit card with a manageable limit which was good for me.Grateful to Zopa! Reviewed on: 11th April 2023

Fantastic service

So pleased I choose Zopa, very friendly and easy to use. Would highly recommend Reviewed on: 11th April 2023

Great and easy to use

Fast set up . Great option of split balance for transfers and purchases Reviewed on: 11th April 2023

Excellent

Good and nice credit card company, affordable payment, good customer service Reviewed on: 11th April 2023

Bloody fantastic

Very helpful easy to use app easy to setup Reviewed on: 11th April 2023

Highly recommended

Started with a great credit amount and very good apr App is perfect and always getting notifications well in advance of payment So I would definitely recommend Give it ago you won’t be disappointed Reviewed on: 11th April 2023

So far so good

New to Zopa and so far I can't complain Reviewed on: 11th April 2023

So simple

So simple and easy to set up and use. App is great too. Reviewed on: 11th April 2023

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