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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa has been amazing to me can't thank them enough

I needed money quick and they where amazing and fast to lend me the funds I needed thank you Reviewed on: 11th April 2023

Great Credit Card

I have only had my credit card for a few months, but I got a great deal. 0% balance transfer and 0% on new purchases for 3 months. Great company and cannot fault. I pay my balances off every month so do not receive any interest but it's there if I should need either deal. Reviewed on: 11th April 2023

Law Interesting

Zopa is good company and help saving lot of money. Reviewed on: 11th April 2023

Top credit card

They have helped me rebuild my credit score Reviewed on: 11th April 2023

Zopa Credit Card

Quick and easy to apply. I have saved money by transferring an existing balance and taking advantage of Zopa’a 0% interest offer. Reviewed on: 11th April 2023

Brilliant credit

Fast and excellent service. I was given the rate I was offered on application Reviewed on: 11th April 2023

Easy and Trustworthy

Easy to apply for and sensible, honest limit offered. Saved me in a time of need too Reviewed on: 11th April 2023

Quick easy 5 star service

I was looking to build my credit rating and applied for a credit card with Zopa The application process was quick and easy and the card came in a little over 48hrs The app is first class and allows you to monitor spending and make payments very easily with no fuss Would highly recommend zopa to anyone Reviewed on: 11th April 2023

Best credit card

Best service I ever had , Quick response and very easy app to use. Reviewed on: 11th April 2023

My experience

Excellent in every way,no problems whatsoever thanks Reviewed on: 11th April 2023

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