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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Smooth and speedy service

Recently had to consolidate various debts and have been saved by Zopa. Thanks for your help. Highly recommended. Tom Reviewed on: 11th April 2023

Fanatics service

Quick and easy way to use app and very easy to understand. Reviewed on: 11th April 2023

Bad card

I’ve only had this credit card for 2 months and I’m already being charged every month for not clearing my balance in one go!! Surely the whole idea of having a credit card is it you can pay it back when you can not to pay it back all at once that was the whole idea of getting a credit card in the first place. Reviewed on: 11th April 2023

Fantastic and helpful

Absolutely fantastic has helped me out a lot I would definitely recommend to a friend Reviewed on: 11th April 2023

Fantastic company

Very professional and efficient have recommended to many friends, couldn't ask for a better finance card company Reviewed on: 11th April 2023

Credit card

Easy application, payments go straight on account. Card received quickly Reviewed on: 11th April 2023

credit card

easy of signing up and using there phone app is easy to understand and use Reviewed on: 11th April 2023

Great card

Really great card for building credit - won’t let you go over a set amount so helpful for setting limits. Reviewed on: 11th April 2023

Best ever!!

I have had a few credit cards in my life but I Love Zopa because the app is simple and payments are quick. It's everything I need. Reviewed on: 11th April 2023

Thank you

Awesome card and easy to use on the app Reviewed on: 11th April 2023

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