Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Fast, friendly and simple

5
When getting a credit card with Zopa the process was very easy, no jargon, just plain English. Even a technophobe like me understood it all. Reviewed on: 11th April 2023
Kevin 's avatar
Kevin

Great product

5
Zopa are a great company, the app is so easy to use, everything you need with one simple app. Can’t recommend Zopa highly enough. One happy customer Reviewed on: 11th April 2023
Craig 's avatar
Craig

Zopa credit Card

5
Fantastic card to have, I used to have bad credit , Zooa has improved my Cedit score Reviewed on: 11th April 2023
Darren Kelly's avatar
Darren Kelly

Excellent

5
Excellent card provider fantastic and efficient customer services Reviewed on: 11th April 2023
YS's avatar
YS

Ljupka

5
Very easy to use and navigate. The app is brilliant Reviewed on: 11th April 2023
Ljupka 's avatar
Ljupka

Excellent service and quick response

5
Zopa has been an amazing company to have a credit card with their app is very easy to use and they provide instant notifications when you use your card allowing you complete freedom and assurance that you will stay within your credit limit would recommend Zopa to anyone Reviewed on: 11th April 2023
Nick Kortas's avatar
Nick Kortas

Best credit card

5
Excellent consumer service, very friendly staff Reviewed on: 11th April 2023
Sami Bareg 's avatar
Sami Bareg

Credit card

5
I was happy to get my new card with duel aspects to it one half was to transfer from a higher card intrest to a much lower and second part having credit to spend if you want to well worth it Reviewed on: 11th April 2023
Pete's avatar
Pete

Zopa credit card

5
Very quick to approve and put up my limit after a couple of months .the app works great I’m am very happy with Zopa great to deal with Reviewed on: 11th April 2023
Mark Empson's avatar
Mark Empson

Excellent

5
Excellent from start to finish easy to deal with all credit card companies should take a leaf out there book Reviewed on: 11th April 2023
FAROOK 's avatar
FAROOK

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill