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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

App

Easy to use App! Easy to navigate no surprises! Reviewed on: 11th April 2023

Great credit facility

Easy to use. And pay back as and when needed would reccomend Reviewed on: 11th April 2023

Credit card

Fantastic company never had any problems Reviewed on: 11th April 2023

Great app

Easy to use and friendly app. The whole process of getting the credit card was easy and straight forward. Having a great app as well makes managing my credit card effortless. Reviewed on: 11th April 2023

Easy

Easy to use account and app I’m new to this account really but so far excellent. Reviewed on: 11th April 2023

Fantastic card.

Manageable credit limit, competitive rates. Reviewed on: 11th April 2023

Best credit card.

Easy to use. Statements are userfriendly. Reviewed on: 11th April 2023

Nice and easy to use

Easy and hustle free. Got the approval in minutes and setting up is easy . No headaches Reviewed on: 11th April 2023

Very helpful

Always on hand for info and help Reviewed on: 11th April 2023

Best credit cards

I have a very good experience using Zopa credit cards Reviewed on: 11th April 2023

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