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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

As someone who struggled with credit in the past I’v...

As someone who struggled with credit in the past I’ve found Zopa so easy to manage and deal with! Great lender. Reviewed on: 15th January 2026

Very easy to keep on top of credit limit and...

Very easy to keep on top of credit limit and spenong Reviewed on: 15th January 2026

Very good very helpful good advice very informative...

Very good very helpful good advice very informative and very polite Reviewed on: 15th January 2026

Best credit card and excellent customer service

Best credit card and excellent customer service Reviewed on: 15th January 2026

Responsive and great service I’ve had a really posit...

Responsive and great service I’ve had a really positive experience with Zoopa Card. The card is easy to use, reliable, and gives great control over spending. Top-ups are straightforward, transactions are clear, and customer support has been helpful when needed. Overall, it’s a convenient and stress-free option — I’d definitely recommend it. Reviewed on: 15th January 2026

Good communication and customer service all the time.

Good communication and customer service all the time. Responses to queries great and efficient. Reviewed on: 15th January 2026

Transparency is great and customer service is on a d...

Transparency is great and customer service is on a different level Reviewed on: 15th January 2026

Excellent and very competitive company.

Excellent and very competitive company. Efficient, thorough and very trustworthy. Reviewed on: 15th January 2026

Easy to apply for.

Easy to apply for. app is really easy to use would highly recommend Reviewed on: 15th January 2026

Very good service anything else state way response

Very good service anything else state way response Reviewed on: 15th January 2026

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