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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Easy to set up very user friendly and great customer service Reviewed on: 11th April 2023

Good credit card

Very good experience, easy to use, application have too many option and good APR Reviewed on: 11th April 2023

Great and for rebuilding my credit score!

My Zopa credit card is easy to manage and the app is user friendly. I have watched my credit score gradually improve since using Zopa. The also give tips on managing my finances better. Reviewed on: 11th April 2023

Given a chance

I received a credit card with a low credit score. Been given the charnce to prove I am able to control credit again. Thanks Reviewed on: 11th April 2023

Excellent service

Excellent service and app easy to use and always helping you find ways to improve your credit score Reviewed on: 11th April 2023

They're reliable

It was easy to get the credit card and the application process was smooth Reviewed on: 11th April 2023

Very good

Good service and easy to access with the app Reviewed on: 11th April 2023

Fab

Really good credit card and app is brilliantly Reviewed on: 11th April 2023

Convenient and easy to apply

It was quiet easy to apply and they gave me a good credit limit straight away. Reviewed on: 11th April 2023

Simple and easy.

Zopa make credit, repayment and money management simple and easy. I like the friendly branding and the customer friendly app. Reviewed on: 11th April 2023

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