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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

All good so far

Easy app to use no problems so far Reviewed on: 11th April 2023

Highly Recommend Credit Card

Great credit card provider, really easy to use app, user friendly also. Reviewed on: 11th April 2023

Zopa top provider

Very easy to use and the app is extremely good to navigate Reviewed on: 11th April 2023

Brilliant

Fast and quick online payments, show up instantly when paying off. The app is really user friendly, and everything you need is there. Reviewed on: 11th April 2023

Zopa credit card is THE best available.

All information regarding interest rates, relevant information & usage are excellent. The app is a breeze to use, for experts & novices alike. Applying is super easy. All in all, an exceptional card & company. Reviewed on: 11th April 2023

Credit card

Really great card with lots of budgeting and financial wellness advice helping you to manage your financial situations better. Reviewed on: 11th April 2023

Easy use

Good overall access to balance on the app keeps me in my limit Reviewed on: 11th April 2023

Fantastic company

Easy to deal with and very helpful Reviewed on: 11th April 2023

Great company

Very good card simple to use app very pleased . Reviewed on: 11th April 2023

Quick and easy

Applied,process was quick and easy and the online app is easy to use Reviewed on: 11th April 2023

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Want to see more from Zopa?

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