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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Secure

Also get notifications on what I’m buying and security checks on every online purchase feel very safe using zopa Reviewed on: 11th April 2023

Excellent customer service

I had wonderful experience with them Reviewed on: 11th April 2023

very good

very helpful in all your worries Reviewed on: 11th April 2023

Great card

Easy to use app. Brilliant service all through Reviewed on: 11th April 2023

Really great service

Really enjoy the card and the app Reviewed on: 11th April 2023

Simple

Very simple and easy set up Quick and efficent headache free Reviewed on: 11th April 2023

Efficient and instant

It’s was easy to get my CC and it was such an effortless process Reviewed on: 11th April 2023

credit card

Great card for daily life, I plan to use the card to manage my weekly shopping then pay off at the end of the month. Reviewed on: 11th April 2023

Reliable

Reliable service fast response and easy application Reviewed on: 11th April 2023

Easy to apply alway can see balance

Have never had a problem with using the card Reviewed on: 11th April 2023

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