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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing

Amazing customer service and the app is so easy to use would recommend to friends and family. Reviewed on: 11th April 2023

Amazing especially with low credit rating

Have a low credit rating and have this card which helps you to also budget Reviewed on: 11th April 2023

Just a great overall credit card

I’ve had no trouble with this credit card really impressed with it Reviewed on: 11th April 2023

Customer service

Excellent customer service an absolute delight to deal with and would strongly recommend Reviewed on: 11th April 2023

ZOPA

zopa are the best credit card for their low percentage of APR Reviewed on: 11th April 2023

Simple and easy to use

The Zopa card app makes it super simply to manage your account with regular updates on your spending which is a great way to motivate you to make regular repayments and not just wait for your monthly statement. Making a payment only takes a few seconds as well. Reviewed on: 11th April 2023

Excellent

Quick and effective service great customer service and easy to use app Reviewed on: 11th April 2023

Excellent credit card

Awesome credit card compare to others Reviewed on: 11th April 2023

Credit you can afford and easy repayment plan.

Very easy to manage and affordable repayments. Reviewed on: 11th April 2023

Very good to use

Card is very useful and can pay anywhere by zopa credit card Reviewed on: 11th April 2023

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