Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa are excellent

Zopa staff are brilliant dealing with your needs when you contact them. There app is amazing easy to use. They are the best credit card company by far .just brilliant Reviewed on: 11th April 2023

Very easy to use..

Very easy to use,safe and secure Reviewed on: 11th April 2023

100%

Class service, fair interest quick application process and good tools in app. Reviewed on: 11th April 2023

Easy payments

Easy payments and statements on phonemak8ng it easier to stay upright date Reviewed on: 11th April 2023

Fast friendly and efficient

Simple app lets me check my statements, balances and a buffer zone is an amazing way to ensure I never go near my credit limit thus reducing the chance of extra charges Reviewed on: 11th April 2023

Great card to use.

I applied for a new credit card after building up my credit score. They have been very handy and after 6 months put my credit limit up to a better limit. That was still easy to look after. Would recommend Zopa every time. Reviewed on: 11th April 2023

Easy simple

Very good way service to use would recommend it Reviewed on: 11th April 2023

Amazing credit builder

Gives people the chance to build their credit rating with easy, affordable monthly repayments Reviewed on: 11th April 2023

Great service

Zopa I feel are a great modern financial company. They always inform of changes with products and services which is a bonus. Times have changed and I feel Zopa has changed with it which is great Reviewed on: 11th April 2023

Great card

An excellent card ! Very easy to use! Payments clear instantly. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

marbles credit card
from NewDay 4.37 from 543 reviews
Credit card
from first direct 4.26 from 27 reviews
Purchase credit cards
from MBNA 2.92 from 196 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub