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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Great credit card.

5
They value the customer,great..Great credit card... Reviewed on: 11th April 2023
Gary hughes's avatar
Gary hughes

Best Credit card experience

5
For some reason my credit score is low and even my bank wouldn’t help. But when I applied for balance transfer Credit Card with Zopa I got accepted. The process was easy and the App is so detailed and great. Reviewed on: 11th April 2023
Majid63's avatar
Majid63

Excellent

5
Great card great service. Love how when you pay your bill it shows straight away, not like others when it takes 3-4days Reviewed on: 11th April 2023
Mike Todd's avatar
Mike Todd

Great credit card!

5
Zopa is very easy to use and everything can be controlled by the mobile app. I especially like the feature that allows you to hold money within your limited in case of emergency. Reviewed on: 11th April 2023
Zach Chambers's avatar
Zach Chambers

Easy and informative

5
I really enjoy this app, it sends regular updates without being intrusive. Customer service is very quick and easy with friendly agents Reviewed on: 11th April 2023
Rebekka Keddie's avatar
Rebekka Keddie

Credit card

5
Easy to apply, trustworthy, quick decision. Definitely recommend! Reviewed on: 11th April 2023
Stoica Gabriel's avatar
Stoica Gabriel

Happy with my credit card

5
I am happily with my credit card. Lent me credit I can afford to pay each month The app is easy to use and set out well Reviewed on: 11th April 2023
Noreen Atkin's avatar
Noreen Atkin

Great card

5
I first got my card I thought it was great ,me a credit card I have low credit ratings and here I am with my card still been good for me Reviewed on: 11th April 2023
moma taylor's avatar
moma taylor

Great card

5
Very easy to apply and fair credit limit. Mobile App allows me to monitor my monthly spend and make payments accordingly. Would happily recommend Reviewed on: 11th April 2023
Mark 's avatar
Mark

Excellent service great company

5
Been with them a few months now and been extremely good and had a great experience with them. Provided me with a card with a balance that's manageable and easy to set up and use. Reviewed on: 11th April 2023
peter horobin's avatar
peter horobin

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