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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa is good and easy to pay

They let you know if an increase on your card and gives you the choose of having the app is very easy to use Reviewed on: 11th April 2023

Excellent service

Easy to use app….. Would like to see Apple Pay Reviewed on: 11th April 2023

Amazing experience

I was out through to Zopa using a credit app. And I would recommend Zopa to anyone Reviewed on: 11th April 2023

Great company

They helped me get my credit back on track. Reviewed on: 11th April 2023

A really good easy to use credit card

One of the things I like is you can pay your balance using your bank transfer.. Reviewed on: 11th April 2023

No fuss credit

All on line and very manageable account. Reviewed on: 11th April 2023

Efficient and reliable

Zopa app best I’ve seen. Efficiently managed and trustworthy Reviewed on: 11th April 2023

Highly recommend Zopa..

The best credit card I have had. Brilliant customer service, 10/10 Reviewed on: 11th April 2023

Brilliant credit facility with amazing customer service

I have been using Zopa for some time now, it has massively helped my credit score and any time i have had any issue, their customer service do tehir best to assure me and make sure that the problem is solved. The good thing is they always keep me updated on tips and suggestions to make my credit score better in one platform - highly recommend it Reviewed on: 11th April 2023

Great service

Great and easy to use love it would recommend. Reviewed on: 11th April 2023

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