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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good business

I had a good experience with Zopa fast and easy to use. Reviewed on: 11th April 2023

like the card

easy to use , good credit limit they give you Reviewed on: 11th April 2023

Perfect service/ company

Brilliant credit card. Very easy to keep track of your spending with a fantastic app. Reviewed on: 11th April 2023

Brilliant

Zopa is a brilliant card to use it was quick and easy to apply for and a decision was made in minutes and the interest rate is excellent I hight recommend Reviewed on: 11th April 2023

Great service

Zopa have been a great credit card provider Reviewed on: 11th April 2023

Best card

Best card till date. Nice service Reviewed on: 11th April 2023

Good idea

Good idea, relatively high interest rate. Reviewed on: 11th April 2023

Perfect for me

Easy access to my account via the app. Never had any problems or needed to contact customer services. Would recommend Reviewed on: 11th April 2023

Easy to understand and great communication

This is my first credit card, it's been so easy to manage!! Great app that's easy to navigate too with advice on how to better your credit rating. I'd highly recommend Reviewed on: 11th April 2023

Support

Great support fantastic customer service, quick and easy to use Reviewed on: 11th April 2023

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