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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good

Transparent and efficient and affordable credit card service provider Reviewed on: 11th April 2023

Efficiency personified

I have been very impressed with the streamlined professional service and the complete experience I have enjoyed. Reviewed on: 11th April 2023

Credit card

I have a credit card with Zopa as long as you pay before interest takes place its very good, will happily share with friends to join Zopa Reviewed on: 11th April 2023

Very good product

Simply to apply. Easy to use. Very simple to ménage. Friendly app and easy to understand terms and conditions. Highly recommended Reviewed on: 11th April 2023

Good for every one

And interested rate low so it’s good Reviewed on: 11th April 2023

So easy and efficient

Great product supported by great customer service and an app that is one of the best I’ve used. Not much more I can say Reviewed on: 11th April 2023

Superb company

Friendly application and easy process following step by step. Many additional options and smart solutions. Reviewed on: 11th April 2023

Excellent

Applying was simple and since having the card I have had no problems. The app is easy to use and can resolve any issues or concerns I have. I have only had yonuse customer service once and the service I received was excellent and the staff very helpful Reviewed on: 11th April 2023

Excellent service

Excellent service, all information is clear as are the guidelines. Would definitely recommend Reviewed on: 11th April 2023

Great

Great to be able to add to wallet payments go in straight away hassle free Reviewed on: 11th April 2023

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