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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My card

The best card supplier I have ever had Reviewed on: 11th April 2023

Helping me rebuild my future

Took a chance on me to rebuild my future with responsible lending. Reviewed on: 11th April 2023

Thank you

Very easy to use. Very clear how and what to do. Very happy. Reviewed on: 11th April 2023

Very helpful company

Brilliant customer service. Always happy to help! 10/10 would recommend Reviewed on: 11th April 2023

Fab !!!

Great company and app so easy to work Reviewed on: 11th April 2023

Awesome company

Easy to use and has other info like loans and tells you when you can have a persional loan or not credit score saver options and a realy good guide on what to do Great Job Zopa Reviewed on: 11th April 2023

Awesome

Brilliant and easy Reviewed on: 11th April 2023

Best of the best

Zopa is an excellent money management company, they are the best of the best. Reviewed on: 11th April 2023

10

It's hand to have a d you can keep checking on your spending that's what I love about it Reviewed on: 11th April 2023

Keeping tabs on your spending

Love that I can put a rainy day fund aside on my card, also like how it breaks down what my balance transfer and spending balances are, it’s a smart credit card! Reviewed on: 11th April 2023

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