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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Thank you

Very easy to use. Very clear how and what to do. Very happy. Reviewed on: 11th April 2023

Very helpful company

Brilliant customer service. Always happy to help! 10/10 would recommend Reviewed on: 11th April 2023

Fab !!!

Great company and app so easy to work Reviewed on: 11th April 2023

Awesome company

Easy to use and has other info like loans and tells you when you can have a persional loan or not credit score saver options and a realy good guide on what to do Great Job Zopa Reviewed on: 11th April 2023

Awesome

Brilliant and easy Reviewed on: 11th April 2023

Best of the best

Zopa is an excellent money management company, they are the best of the best. Reviewed on: 11th April 2023

10

It's hand to have a d you can keep checking on your spending that's what I love about it Reviewed on: 11th April 2023

Keeping tabs on your spending

Love that I can put a rainy day fund aside on my card, also like how it breaks down what my balance transfer and spending balances are, it’s a smart credit card! Reviewed on: 11th April 2023

The best credit card around

So easy to set up quick results app is so helpful reminders to stop you over spending and to make payments off your bill good customer service I wouldn't personally go anywhere else Reviewed on: 11th April 2023

Fantastic

Easy app, great credit provider Reviewed on: 11th April 2023

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