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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Good

5
Very good Everything is fast Easy to use Reviewed on: 11th April 2023
Kraisee Nurakpakdee's avatar
Kraisee Nurakpakdee

Can find no fault with Zopa

5
Was very easy to apply and a great app with everything thing you need to know Reviewed on: 11th April 2023
Margaret Butler's avatar
Margaret Butler

Zopa Amazing

5
Great customer service. Excellent app, showing what is available to you. Which is easy to use, and straight forward Reviewed on: 11th April 2023
Jessica L Sim's avatar
Jessica L Sim

Good

5
Goood veri goot .................h Reviewed on: 11th April 2023
Paul Marin Mihai's avatar
Paul Marin Mihai

Excellent support with managing your finance

4
The have dedicated people who take their time to listen and reason with you to help you manage day to day financial problems. Reviewed on: 11th April 2023
Ezekiel Arhin's avatar
Ezekiel Arhin

Excellent service, excellent App, Excellent staff

5
1st class service at Zopa. The App is amazing and also has numerous tools to help you plan your finances much better. Quick response to application process and always willing to provide support. Absolutely 1st class. Reviewed on: 11th April 2023
David Preston's avatar
David Preston

Very good

5
The best card I have very good very good very good Reviewed on: 11th April 2023
James Cowan's avatar
James Cowan

Very helpful

5
The ability to see your borrowing power makes it easier to understand how Zopa sees you. Also making payments is easy as they let you have options on how much you want to pay above the minimum due Reviewed on: 11th April 2023
Chloe Carnage's avatar
Chloe Carnage

Great company very helpfull

5
Very easy to get on phone and explaine things simply Reviewed on: 11th April 2023
Angela's avatar
Angela

15

5
Very good service and a great card Reviewed on: 11th April 2023
Mandeep's avatar
Mandeep

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